Payroll Based Loans
for Civil Servants
Zed-Fin now offers payroll-based loans exclusively for civil servants — a secure, structured lending product with repayments deducted directly from your salary.
Built around your salary
No Stress Repayments
Repayments are deducted directly from your salary — nothing to remember, nothing to miss.
Built For Civil Servants
A structured lending product designed specifically around civil servant payroll cycles.
Transparent Terms
Competitive rates with clear, upfront terms — no hidden fees.
In-Person Service
Apply face-to-face with our team at the Luanshya branch.
Apply in person
at our branch
Payroll-based loans are processed in person to keep the structured, salary-deduction agreement secure for both you and Zed-Fin. Our Luanshya branch serves civil servants across the Copperbelt.
Luanshya Branch
Serving Civil Servants in the Copperbelt
Address
Roan United FC Recreation Centre, Mine Area, Luanshya, Copperbelt
Phone
+260 769 792 160Need a clearance letter or have a CRB issue?
If you've fully repaid your loan and need an official clearance letter, or you have a Credit Reference Bureau (CRB) listing issue related to your Zed-Fin account, our clearance team can help.
clearance@zedfin.co.zmWe typically respond within 1–2 business days.